SIP, one investment for one time planning: You want to get RS 80,000 / month when you retire? Know what to be your monthly sip and invest
SIP, one investment for one time planning for retirement: When you grow old or when you want to retire, your expenses will not stop.
You will still need the amount of your daily cost.
Since we will not be predicting, we do not know how much time you can need.
But at that stage, there are no chance you may not have a normal salary source.
It comes from planting money can solve your problem in that case.
It can give you all life income that can make your retirement life smooth.
Send retire, even if you want to keep the same way of life as you have today, you should know what you can need in retirement.
In this regard, you know which amount you may need when you retire and your monthly investment is to earn 80,000 months of retirement if your age is 25, 30, 35, or 40.
How do you know how to retire
It will depend on 3 items – your current years, age when you want to retire, and the number of years you want for this money.
Based on 3 scours, Counting Corpus repaired the required inflation in the first year of retirement.
Taking that as a year’s payment, lists the Retirement Corpu needed for the rest of the other years.
Reaslessness and Return Return CORPUS RETIREMENT CORPUS
When you make investment, growing, but at the same time, inflation jumps.
The item that costs Rs 100 will be very expensive for retirement; You need to check the inflation as something you are counted by your retiring Corpus.
Instead of taking a return rate, you need to calculate the required corpus on the basis of the actual return level, where inflation will be turned on to return after retirement.
Previous and after retirement
Pre-retirement refund should be sufficient to achieve your retirement tariff.
On the other hand, you can be stored in investment after retirement from that section, you cannot take a big risk with your corpus.
Tax Important feature in the Corpus Retirement building
Tax laws continue to change all the time.
At the same time, the interest rates for the prepared assets and change.
Therefore, when making a retirement agreement, it should be met after paying all taxes.
Condition conditions of the story
We will count the CORPUS for retirement, a monthly SIP, and one sum) we need to pay Rs 80,000 from 60 years until our 25, 30, 35 years, or 40 years.
Here are some of our accounting icons-
Years of retirement- 60 years
Expected life- 80 years
Current monthly cost- Rs 80,000
Revenue rate- 6 percent
Corpus too much- 0
Pre-retired return return 12 percent
Tax return after retirement- 6 percent
Retirement Corpus is required to get Rs 80,000 / month for 25 years
Rs 14,75,72,880
Monthly SIP money required to get Rs 80,000 / month for 25 years
Rs 22,720
The amount of the amount required to get RS 80,000 / month for 25 years
Rs 27,94,962
Retirement Corpus is required to get Rs 80,000 / month for 30 years old
Rs 11,02,74,960
Monthly SIP SIP fee needed to get Rs 80,000 / month for 30 years
Rs 31,240
The amount of the amount required to get RS 80,000 / month for 30 years
Rs 36,80,750
Corpus Retirement Corpus is required to get Rs 80,000 / month for 35 years
Rs 8,24,04,000
Monthly SIP money required to get Rs 80,000 / month for 35 years
Rs 43,425
The amount of the sum of the amount required to get RS 80,000 / month for 35 years
Rs 48,47,276
Retirement Corpus is required to get Rs 80,000 / month for 40 years
Rs 6,15,77,040
Monthly SIP money required to get RS 80,000 / month for 40 years
Rs 61,630
The sum of the sum of the amount required to get RS 80,000 / month for 40 years
Rs 63,83,493
(Delaying: This is not advice for investment. Make your best information or contact the professional in financial planning.)
